Its cozy house with a green lawn has long been a generally accepted standard, to which almost all Americans are striving. But both the medals have two sides and the ownership of the house has its pros and cons. What are the benefits of buying real estate in miami USA?
Plus: Every young family in the US can buy a house, issued a mortgage loan for 20-30 years. At the same time, the interest rate, as a rule, will not exceed 5% per annum.
Minus: Over the past few years, the price of homes in some areas of the United States has grown significantly. So, at home in the suburbs of New York and in New Jersey over the past two years increased by almost 20% in the price. And this situation is not only in New York. All this led to the fact that to own the house is not so financially tempting, as it was 5 years ago. More and more American families who used to make loans and bought comfortable homes, today they prefer to pay for rent every month. Only in three states from fifty monthly mortgage payments for their home remain lower than the monthly rental of similar housing.
Plus: becoming the owner of the house, you are free to redo your abode on your taste. Krave the walls in any color, remove the carpet from the floor, change the tile in the bathroom and install the normal mixer in the shower — everything that the soul will wish.
Minus: However, unfortunately, the designer flight of thoughts can hardly be distributed. If you bought a house in a good area and on a beautiful street, before you put a gazebo on your lawn, you will have to check if it is not prohibited by local rules. In each decent area, its list of rules and restrictions on the content of the local area can be controlled, which can be adjusted from the color of the external walls to the height of the grass on the lawn. These rules are accepted at the general meeting of the homeowners of each particular area and are respected by all residents. So it turns out: it seems to be your house, but any steps on the improvement of your own territory must be coordinated with other homeowners.
Plus: When there is your home, you can arrange parties or invite guests on the barbecue party. All Americans in the backyard stands the grill. To fry everything in a row and when you wish, the privilege of owners of houses. When renting an apartment, then with a grill, usually, tight and to enjoy meat with a haze, you need to go to the city park in search of a shared mangaal.
Minus: However, before organizing parties, especially if you invite more than two families, you need to warn (read: to obtain consent) from your immediate neighbors. After all, there will be noise and gaps from your guests and they will take the street with their cars (only a few cars can be parked near your house). And not to warn the neighbors, they and the police can cause, referring to the fact that next to their home is someone else’s «suspicious» car parked.
Plus: Your friends who have no one’s home will envy, because you now have your home in a good area and with a beautiful green lawn.
Minus: Now you will have to take care and keep all this beauty in order. Pererapped roof? Buy materials and climb on the roof or be ready to wipe on the service of the master who will do everything for you. In the leased accommodation, all this makes the management company of the landlord and most often these services are included in the rental price. Call to the Hausing Center and they quickly send the masters. In your house — this is your problem. Learn to use the lawn mower and free one evening a week for the label. Or get the wallet again — and the Mexican boy will be happy to do it for you.
Plus: With the purchase of the house you get the way vigilant and not indifferent to everything that happens on your neighbors street. Believe me, they will feel sensitive to the outsider not stuffed near your home. So that the mail left on your porch safely waited for you, and the whole street will look for a lost pet, if you tell them about your grief.
Minus: However, neighbors will also follow you: whether you regularly mow the lawn or remove the autumn foliage on your lawn. Do not leave unattended little children and remove the bugs behind their pets. If you at least in something violate the rules, then the neighbors never hesitate to report where it is necessary.